

Personal financial and risk planning is the process of organizing your money and protecting your future. It helps you set clear financial goals, manage income and expenses, grow savings and investments, and prepare for risks such as illness, accidents, or unexpected loss of income—so you can achieve long-term security and peace of mind.

Business or commercial insurance provides financial protection for companies against unexpected losses. It helps safeguard assets, employees, operations, and income by covering risks such as property damage, liability claims, employee injuries, and business interruptions—allowing businesses to operate with confidence and stability.

Motor and Auto insurance protects vehicle owners against financial loss from accidents, theft, or damage. It can also cover liability for injury or property damage to others, helping drivers stay protected and legally compliant on the road.
Building insurance covers the physical structure of a property against risks such as fire, storms, floods, vandalism, or other unforeseen damage. It helps property owners repair or rebuild their buildings, protecting one of their most valuable investments.

Medical and health insurance helps cover the cost of healthcare expenses such as doctor visits, hospital stays, medications, and treatments. It protects individuals and families from high medical costs, ensuring access to quality care while providing financial security and peace of mind.

Marine insurance provides coverage for goods, cargo, and equipment while they are being transported by land, air, or sea. It protects against loss or damage caused by accidents, theft, natural disasters, or transit-related risks, ensuring the safe movement of goods and financial protection throughout the entire journey.

Specialist, engineering, and construction insurance provides tailored protection for complex projects, machinery, and technical operations. It covers risks such as equipment breakdown, design or construction defects, on-site accidents, and project delays—helping contractors, engineers, and project owners manage risk and complete projects with confidence.

Personal Asset and All Risk cover protects valuable personal belongings against loss, theft, or accidental damage, whether at home or away. It offers broad, flexible protection for items such as jewelry, electronics, and other high-value possessions, providing peace of mind through comprehensive, everyday coverage.

Cyber insurance protects individuals and businesses against financial losses caused by cyber threats such as data breaches, hacking, ransomware, and system failures. It helps cover costs related to data recovery, business interruption, legal liabilities, and customer notification—supporting digital security and resilience in an increasingly connected world.
Our mission is to redefine financial advice for high-end clients by delivering a bespoke, service-led experience grounded in trust, care, and personal attention. We believe the highest value comes from understanding our clients deeply and supporting them with precision and integrity.
What sets us apart is our service model: highly personalised engagement, dedicated advisor access, and a relentless focus on client care. We combine expert financial advice with premium customer service and ongoing support to deliver an experience that goes beyond traditional advisory relationships.

Risk or Life Cover
Disability Insurance
Severe Illness
Income Replacement
Retrenchment Cover
Funeral Benefit
Bond Cover
Wills and Estate Plans
Credit Shortfall

Business Assurance
Buy and Sell Cover
Partnership Insurance
Business Contingency
Business and Asset Insurance
Public Liability
Professional Indemnity
Truck and Heavy Haulage
Product Liability

Recurring and Lump Sum Investments
Unit Trusts and ETF's
Retirement Annuity's
Post Retirement Planning
Offshore Investment
Income Plans
Living Annuities