Specialist Insurance

We simply the complex world of specialist insurance

Our Specialist Solutions

To respond effectively to changing risks in the market, we focus on more than just products. We aim to provide practical, sustainable solutions that meet real needs. We are committed to delivering innovative, tailored risk insurance solutions that support our clients across a wide range of industries.

Live, Share, Experience...

High Level Overview

Casualty Insurance

 

We understand that every business faces different risks. Our casualty insurance solutions are designed to help you manage these risks with confidence. From liability and professional indemnity to financial lines and cyber cover, we offer reliable protection where it matters most. With our experience and technical expertise, we help your business move forward with certainty in a changing world.

Directors and Officers Liability

Company directors and senior executives shoulder significant responsibility, making critical decisions, guiding business strategy, and upholding fiduciary duties. But with authority comes accountability and any action, real or perceived, can lead to personal claims and potential litigation against company directors and officers.

 

Directors & Officers Liability insurance is issued in the company’s name but protects the personal assets of individual directors and officers. It covers legal defence costs, settlements, and damages – essential protection for peace of mind and the freedom to pursue your business vision.

Single Project PI and Liability Cover for Construction Project and Other

 

Single Project PI and Liability solution offers long-term, non-cancellable cover for construction professionals. It protects against legal liability for errors or omissions by contractors, engineers, surveyors, consultants, and other project service providers – ensuring peace of mind from project inception through to completion.

Professional Indemnity

If a third party suffers a loss due to your professional advice, design, or services, the impact can severely damage both your reputation and financial stability. Whether you're an independent consultant or part of a large firm, delivering professional services always carries the risk of legal action.

 
Professional Indemnity (PI) insurance helps protect your business from claims of negligence, providing essential financial cover that supports your business’s stability, safeguards your security, and helps ensure your long-term success.

Crime & Civil Liability

 

 

Crime & civil liability

Comprehensive cover for financial institutions against losses stemming from employee dishonesty, electronic crime, and complex civil litigation.

 

 

Broadform Liability

Broadform liability

Comprehensive liability cover that protects businesses against third-party injury or property damage claims, with tailored extensions for industry-specific risks.

SMME Casualty

 

SME Casualty

A complete SME Casualty solution, combining Liability, Professional Indemnity, and Directors & Officers cover – available via our Pocket Underwriter digital platform.

Trustee Liability

 

 

Trustees liability

This cover protects trustees from personal liability related to decisions made in managing trusts or funds, ensuring they are safeguarded when it matters most.

Marine Insurance (Land, Air and Sea)

 


Marine insurance provides coverage for goods, cargo, and equipment while they are being transported by land, air, or sea. It protects against loss or damage caused by accidents, theft, natural disasters, or transit-related risks, ensuring the safe movement of goods and financial protection throughout the entire journey.

 

Engineering and Construction

Specialist, engineering, and construction insurance provides tailored protection for complex projects, machinery, and technical operations. It covers risks such as equipment breakdown, design or construction defects, on-site accidents, and project delays—helping contractors, engineers, and project owners manage risk and complete projects with confidence.

Personal Asset and Electronic Equipement

 

Personal Asset and All Risk cover protects valuable personal belongings against loss, theft, or accidental damage, whether at home or away. It offers broad, flexible protection for items such as jewelry, electronics, and other high-value possessions, providing peace of mind through comprehensive, everyday coverage.

Cyber Risk

 

 


Cyber insurance protects individuals and businesses against financial losses caused by cyber threats such as data breaches, hacking, ransomware, and system failures. It helps cover costs related to data recovery, business interruption, legal liabilities, and customer notification—supporting digital security and resilience in an increasingly connected world.